TitleIndividual Development Account Participation and Social Development among Native Hawaiians
Publication TypeJournal Article
Year of Publication2010
AuthorsRothwell, D, Han, C-K
JournalAsia Pacific Journal of Social Work and Development
Pagination21 - 35
Date PublishedJan-12-2010

Native Hawaiians face complex psychosocial and economic challenges. This longitudinal study examines the social development outcomes among 252 low-income Native Hawaiians who participated in an Individual Development Account (IDA) program. IDAs are matched savings accounts for the poor that encourage asset accumulation. Data were collected in a survey of participants on average of seven years following program enrollment. Regression results show that IDA graduation significantly predicts two of three indicators of social development— assets-to-debts ratio and home ownership—but failed to explain educational advancement. Findings indicate that asset-based social policies may promote social development of native hawaiians under certain conditions.

Short TitleAsia Pacific Journal of Social Work and Development